It's All About Risk Management

"I didn't picture myself here," he said.
We were in a pub, it was a quick drink after work. But he wasn't talking about the venue, he had just turned 40, he was talking about the bigger picture.
"You know what I mean?" he continued, "I didn't think I'd be here, doing this."
"Where did you think you'd be?" I asked.
"I don't know, upper management, running my own company, a millionaire..."
"There's still time for you to do that."
"No, there isn't, not any more. And I have children, the most important thing now is making sure they are all right."
We stared at the table and drank our beers.
"What about you?" He said. "You don't have any kids, you can still take risks..."
"Yeah... Yeah, I can." I looked at my watch. "Sorry, I'd better go, I need to get to Tesco's before it closes."